:root{--paper:#f6f4ee;--ink:#252523;--accent:#782d3b;--line:#cbc8c0;--muted:#68645e;--card:#fffdf9;--soft:#eaded0}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif}a{color:inherit;text-decoration:none}a:focus-visible{outline:3px solid #a06a77;outline-offset:4px}.shell{width:min(1120px,calc(100% - 48px));margin:auto}.site-header{height:94px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:12px}.brand-q{font-size:56px;font-weight:800;letter-spacing:-6px;color:var(--accent);line-height:1}.brand-copy{font-size:10px;line-height:1.35}.brand-copy b{display:block;font-size:14px}.back{font-size:12px;border-bottom:1px solid;padding-bottom:5px}.article-hero{padding:70px 0 42px;border-bottom:1px solid var(--line)}.eyebrow{text-transform:uppercase;letter-spacing:2px;color:var(--accent);font-size:11px;font-weight:700}.article-hero h1{font:400 clamp(52px,7vw,90px)/.98 Georgia,serif;color:var(--accent);letter-spacing:-3px;max-width:900px;margin:22px 0}.dek{font-size:19px;line-height:1.55;max-width:760px;color:var(--muted)}.meta-row{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:30px;font-size:12px;color:var(--muted)}.status{margin:28px 0 0;border-left:4px solid var(--accent);background:var(--card);padding:18px 20px;font-size:14px;line-height:1.6}.article-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:66px;padding:52px 0 75px}.toc{position:sticky;top:24px;align-self:start;border-top:1px solid var(--line)}.toc a{display:block;padding:13px 0;border-bottom:1px solid var(--line);font-size:12px;color:var(--muted)}.toc a:hover{color:var(--accent)}article{min-width:0}.intro{font:400 27px/1.45 Georgia,serif;color:var(--accent);margin:0 0 42px}.section{padding:42px 0;border-top:1px solid var(--line);scroll-margin-top:22px}.section:first-of-type{padding-top:0;border-top:0}.section h2{font:400 38px/1.1 Georgia,serif;color:var(--accent);letter-spacing:-1px;margin:0 0 20px}.section h3{font-size:18px;margin:30px 0 10px}.section p,.section li{font-size:16px;line-height:1.75}.section p{margin:0 0 18px}.section ul,.section ol{padding-left:22px}.section li+li{margin-top:9px}.procedure-grid{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line);margin-top:26px}.procedure-grid div{background:var(--card);padding:23px}.procedure-grid strong{display:block;color:var(--accent);font:400 21px Georgia,serif;margin-bottom:8px}.procedure-grid span{font-size:14px;line-height:1.55;color:var(--muted)}.question-list{counter-reset:q;list-style:none;padding:0!important}.question-list li{counter-increment:q;display:grid;grid-template-columns:38px 1fr;gap:12px;padding:14px 0;border-bottom:1px solid var(--line)}.question-list li:before{content:counter(q,decimal-leading-zero);color:var(--accent);font-size:11px;font-weight:700;letter-spacing:1px;padding-top:5px}.check-card{background:var(--accent);color:white;padding:30px;margin:28px 0}.check-card h3{font:400 27px Georgia,serif;margin:0 0 16px}.check-card li{font-size:15px}.risk{background:var(--soft);padding:28px;margin-top:25px}.travel{display:flex;justify-content:space-between;align-items:center;gap:28px;border:1px solid var(--line);padding:26px;margin-top:26px}.travel p{margin:0;font-size:14px}.travel a{white-space:nowrap;background:var(--accent);color:#fff;padding:13px 16px;font-size:12px}.sources{padding:42px 0;border-top:1px solid var(--line)}.sources h2{font:400 32px Georgia,serif;color:var(--accent);margin:12px 0 20px}.sources li{font-size:14px;line-height:1.55;margin:10px 0}.sources a{text-decoration:underline;text-underline-offset:3px}.disclaimer{font-size:13px;line-height:1.65;color:var(--muted);border-top:1px solid var(--line);padding-top:22px;margin-top:28px}footer{border-top:1px solid var(--line);padding:26px 0 45px;display:flex;justify-content:space-between;gap:30px;color:var(--muted);font-size:11px;line-height:1.6}@media(max-width:800px){.shell{width:min(100% - 34px,1120px)}.site-header{height:76px}.brand-q{font-size:47px}.article-hero{padding:44px 0 30px}.article-hero h1{font-size:51px;letter-spacing:-2px}.dek{font-size:17px}.article-layout{grid-template-columns:1fr;gap:34px;padding:34px 0 55px}.toc{position:static}.intro{font-size:23px}.section{padding:34px 0}.section h2{font-size:32px}.section p,.section li{font-size:16px}.procedure-grid{grid-template-columns:1fr}.travel{display:block}.travel a{display:inline-block;margin-top:18px}footer{display:block}footer span{display:block;margin-top:8px}}
.broker-warning {
  border: 1px solid var(--accent);
  margin: 28px 0 4px;
  padding: 26px;
  background: var(--card);
}

.broker-warning h3 {
  margin: 8px 0 14px;
  color: var(--accent);
  font: 400 26px/1.2 Georgia, serif;
}

.broker-warning p:last-child {
  margin-bottom: 0;
}

.hub-hero{padding-bottom:34px}.hub-intro{max-width:780px}.hub-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);margin:30px 0 52px}.topic-card{display:flex;flex-direction:column;min-height:245px;background:var(--card);padding:28px}.topic-card .eyebrow{margin:0 0 30px}.topic-card h2{font:400 30px/1.12 Georgia,serif;color:var(--accent);margin:0 0 12px}.topic-card p{font-size:14px;line-height:1.65;color:var(--muted);margin:0 0 24px}.topic-card a{margin-top:auto;border-top:1px solid var(--line);padding-top:14px;font-size:12px;display:flex;justify-content:space-between}.topic-card a:hover{color:var(--accent)}.mini-nav{display:flex;flex-wrap:wrap;gap:8px;margin:24px 0 10px}.mini-nav a{border:1px solid var(--line);background:var(--card);padding:10px 12px;font-size:12px}.notice{border-left:4px solid var(--accent);background:var(--card);padding:20px 22px;margin:24px 0;font-size:14px;line-height:1.7}.notice strong{color:var(--accent)}.source-links{display:grid;gap:10px;padding:0;list-style:none}.source-links a{text-decoration:underline;text-underline-offset:3px}.related{border-top:1px solid var(--line);padding:28px 0 8px;margin-top:38px}.related h2{font:400 28px Georgia,serif;color:var(--accent)}.related-links{display:flex;flex-wrap:wrap;gap:9px}.related-links a{border:1px solid var(--line);padding:11px 13px;background:var(--card);font-size:12px}.do-not{background:#241f20;color:#fff;padding:28px;margin:26px 0}.do-not h3{font:400 26px Georgia,serif;margin:0 0 15px}.do-not p,.do-not li{font-size:15px;line-height:1.7}.plain-table{width:100%;border-collapse:collapse;margin:24px 0}.plain-table th,.plain-table td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:14px 10px;font-size:14px;line-height:1.55}.plain-table th{color:var(--accent)}
@media(max-width:800px){.hub-grid{grid-template-columns:1fr}.topic-card{min-height:220px;padding:23px}.topic-card h2{font-size:27px}.plain-table,.plain-table tbody,.plain-table tr,.plain-table th,.plain-table td{display:block}.plain-table tr{border-bottom:1px solid var(--line);padding:10px 0}.plain-table th,.plain-table td{border:0;padding:5px 0}.related-links{display:grid}.related-links a{text-align:center}}
.post-feed{border-top:1px solid var(--line);margin:34px 0 58px}.post-row{display:grid;grid-template-columns:145px minmax(0,1fr) 28px;gap:28px;align-items:start;padding:27px 0;border-bottom:1px solid var(--line)}.post-meta{font-size:11px;line-height:1.6;color:var(--muted);text-transform:uppercase;letter-spacing:1px}.post-row h2{font:400 29px/1.18 Georgia,serif;color:var(--accent);margin:0 0 10px}.post-row p{margin:0;color:var(--muted);font-size:14px;line-height:1.65}.post-row>a{font-size:20px;color:var(--accent)}.tag-row{display:flex;gap:7px;flex-wrap:wrap;margin-top:14px}.tag-row span{border:1px solid var(--line);padding:6px 8px;font-size:10px;color:var(--muted)}
@media(max-width:800px){.post-row{grid-template-columns:1fr 24px;gap:10px 16px}.post-meta{grid-column:1/-1}.post-row h2{font-size:26px}.post-row p{font-size:13px}}